Via Bumpits, for those who are incensed by debit card user fees and other indignities inflicted on us by the big banks.
Bank Transfer Day (Nov. 5) is fast approaching, and we all know how difficult the big boys make it to transfer your accounts. So, for those of who are sick of paying big bank fees, or simply would rather not fund PNC Park, I suggest opening a checking account at one of the local credit unions — or my favorite, the Pennsylvania State Employees Credit Union (PSECU).
Or, if you’re not afraid of online banking, which seems to be the latest rage, check out Ally, ING, and USAA. Never tried Ally, but they seem to be getting rave reviews. The great thing about USAA is that you can scan-deposit checks using your smartphone.
If you need a brick and mortar bank, try Huntington Bank. They have a 24hr grace policy where they won’t assess any overdraft fees if you deposit the amount overdrafted within 24 hours. Sure, they don’t have an ATM on every block, and their hours aren’t the greatest, but it’s awesome for those on a shoe-string budget.
For more information, check out this article from Consumerism Commentary.